GoldLinkby Atlier · Gold scheme management

Every installment, accounted for.

GoldLink runs your gold harvest and monthly savings schemes end to end — enrolment, counter and online collections, digital passbooks, reminders and maturity — so every rupee and every gram is in its place.

Schemes & enrolment

Your schemes, your rules, set up once.

Define each scheme the way you run it today — duration, monthly amount, bonus installment, making-charge discount and grace period. Run amount-based and weight-based schemes side by side, and enrol members with KYC and nominee details at the counter.

  • Bonus rules like 11+1, plus making-charge benefits
  • Weight-based schemes that accumulate grams at your daily rate
  • KYC, nominee and contact details captured at enrolment

Collections & reminders

Collections that never slip through.

Take installments at any counter by cash, UPI or card, or let members pay online. A digital receipt goes out instantly, reminders go out before every due date, and overdue members surface on their own — no register to scan.

  • Counter and online payments in the same ledger
  • Due reminders and payment confirmations on SMS and WhatsApp
  • Overdue and defaulter lists, branch by branch

Maturity & redemption

From last installment to new jewellery.

GoldLink works out each member's maturity value from your scheme rules — bonus, accumulated grams and benefits — so the counter can close the account straight into a jewellery purchase. Pre-closures follow the rules you set.

  • Automatic maturity calculation with bonus and benefits
  • Redemption and closure linked to the purchase bill
  • Configurable pre-closure rules and maturity-due lists

Features

Built for the counter, trusted by the books.

Flexible scheme builder

Duration, monthly amount, bonus installments, making-charge discounts and grace periods — configured per scheme.

Amount or weight based

Run rupee-value schemes or gram-accumulation schemes, with grams credited at the daily rate you set.

Member enrolment & KYC

Capture identity, address, contact and nominee details once, with a member ID and passbook created instantly.

Counter & online collection

Accept cash, UPI and card at any counter, or online payments from members — all reconciled in one ledger.

Instant digital receipts

Every payment produces a numbered receipt, shared with the member on WhatsApp or SMS in seconds.

Automated reminders

Due-date reminders, payment confirmations and maturity alerts go out on SMS and WhatsApp without anyone remembering to send them.

Overdue tracking

See who has missed an installment, who is within grace and who has defaulted — with follow-up lists for your staff.

Maturity & redemption

Maturity values worked out from your rules, with closure straight into a jewellery purchase and pre-closure handling.

Branches & staff roles

Multiple branches and counters, with role-based access for owners, managers, cashiers and collection staff.

Modules

One register for every scheme. Every branch.

GoldLink is modular — start with schemes and collections, then switch on the member portal, field collection or multi-branch reporting as you grow.

  • Scheme setup
  • Members & KYC
  • Counter collections
  • Online payments
  • Digital passbook
  • Reminders & alerts
  • Daily gold rate
  • Maturity & redemption
  • Branches & counters
  • Agents & field collection
  • Customer self-service portal
  • Reports & accounts export

How it works

Off the register, without missing a month.

  1. Walkthrough

    A short call to understand your schemes, branches, counters and how collections are recorded today.

  2. Configure

    We set up your schemes, bonus and benefit rules, branches, counters and staff roles in GoldLink.

  3. Import members

    Existing members and their running installments come in from your registers or Excel, so nobody starts over.

  4. Go live

    Counters start collecting, reminders switch on, members get their passbooks — and our team stays close as you settle in.

Who it's for

Made for jewellers who run on trust.

Independent jewellers

Single-store jewellers who want every scheme member, installment and maturity in one clear place.

Multi-branch chains

Jewellery chains that need consistent scheme rules, branch-wise collections and one consolidated view.

Family-run showrooms

Showrooms moving off paper registers and spreadsheets, without disturbing members mid-scheme.

Collection agents

Field staff collecting door to door, with every payment recorded, receipted and tracked to the agent.

FAQ

GoldLink, explained.

Can we run several schemes at the same time?

Yes. You can run as many schemes as you like in parallel — for example an 11+1 amount scheme alongside a weight-based gram scheme — each with its own duration, amounts, bonus and benefit rules.

Can we move schemes that are already running?

Yes. We import your existing members along with the installments they have already paid, so their passbooks and maturity dates carry on exactly where your register left off.

Do customers get reminders and receipts?

Yes. Members receive due reminders before each installment, a confirmation and digital receipt after every payment, and an alert when their scheme is close to maturity — over SMS and WhatsApp.

Does GoldLink work across multiple branches?

Yes. Each branch and counter collects independently with its own staff logins, while owners see consolidated collections, maturities and reports across all branches.

Is our members' data secure?

Data is hosted on secure cloud infrastructure with encrypted connections, role-based access for staff and regular automated backups.

GoldLink demo

Close the register. Keep every promise.

See GoldLink set up with schemes like yours in a free 30-minute walkthrough.